Prepare for the unexpected with our primary and extended auto packages. We can help with your commercial fleets too.
ICBC is the main auto insurance provider in the province of British Columbia, whether it is a personal or commercial vehicle, one or two vehicles or a multi-vehicle fleet. With our knowledgeable and experienced staff, we provide you with the best advice on all your vehicle needs to cover third party liabilities and own damage of your vehicles whether it is your fault or fault of others.
Recreational/Motorcycle & ORV’s
ICBC provides basic insurance for these vehicles and own damage of them can be arranged with ICBC or private carriers. If you operate an ORV (off road vehicles) on or across highways, you’re required to obtain ICBC’s Basic Insurance. If you operate an ORV on forest service roads, you’ll need $200,000 in third party liability insurance. This may be obtained from ICBC or other insurers. At Mid Valley Insurance, we can assist you with both.
Accidents can happen anywhere on land or in water, liabilities and coverage play an important role in indemnifying the losses and claims. We can arrange liability and own damage coverage for all of your watercrafts needs.
Mid Valley Insurance Agencies Ltd. Automotive Insurance
Automotive Insurance, Fleet Insurance in Abbotsford, British Columbia
When you’re looking for advice on the best primary or extended coverage for your auto or fleet, we’ll work with you to find the protection that’s most appropriate for your vehicles. Sometimes the unexpected happens. In times like these, it’s comforting to know that you’re protected. Generally, Basic Autoplan protects you when you’re involved in a motor vehicle crash.
Automotive Insurance Options
Your Coverage to Fit Your Needs
Basic Autoplan includes five main types of coverage:
* Third Party Liability Coverage
* Accident Benefits
* Underinsured Motorist Protection
* Hit-and-Run and Uninsured Motorist coverage &
* Inverse Liabilty Coverage.
Optional coverages for your vehicle include:
* Collision—to repair your vehicle, even if the crash
was your fault
* Comprehensive—if your vehicle is stolen or vandalized
* Coverage for new vehicles
* Extended Third-Party Liability coverage. If the
crash was your fault, this coverage protects you
against the cost of injuries or damage to others
* Loss of Use. Get a rental vehicle or reimbursement
for replacement transportation when your vehicle is
getting repaired or is a write-off in a claim.